body {  margin-top: 0px; margin-bottom: 20px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11pt; color: #000000; background-color: #FFFFFF; background-attachment: scroll; background-image: url(../imgs/pad.gif); background-repeat: no-repeat; background-position: left top}

p {margin-right: 40px; margin-left: 90px;}

a {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11pt; color: #FF6600; text-decoration: none; border-top-width: 0px; border-right-width: 0px; border-bottom-width: 0px; border-left-width: 0px}

a:hover {  text-decoration: underline;}

.agehead { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11pt; text-align: justify; font-style: normal; background-color: #FFFFFF; color: #333333; margin-right: 40px; margin-left: 90px; margin-bottom: 30px; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border: 2px #006699 solid;}

.toplink {padding-left: 20px; padding-right: 20px; padding-top: 5px; padding-bottom: 5px; font-size: 13pt } 
.linkblock { text-align: left; border-right: 1px grey solid;}

.ophead { font-size: 20pt; font-weight: bold; color: #0D4A69; text-align: center; margin-bottom: 40px} 
.subhead { font-size: 14pt; font-weight: bold; color: #000000; margin-bottom: 0px; padding-bottom: 0px; margin-left: 110px; margin-top: 25px } 
.textem {  font-style: italic; margin-left: 110px; color: #0D4A69 }